Limits & Regulations
Buying jewellery, consumer electronics, or festive vehicles? Here is how UPI per-transaction caps and daily bank ceilings apply, and how to avoid declined payments at billing.
UPI QR Code
Speed up counter throughput during festive sales by pre-encoding exact discounted amounts and offer codes directly into printable UPI QR codes.
News
A 0.4% fee on UPI merchant payments above ₹2,000 was announced to start on 15 October 2026, though the start date is uncertain. Who pays, who stays free, and worked examples in rupees.
News
NPCI announced UPI Tap & Pay and MyUPI on 10 September 2026. Here is what each does, what it means at a shop counter, and what has not been announced yet.
News
UPI processed 24.07 billion payments worth ₹29.37 lakh crore in September 2026. Here is what the numbers say, and a simple checklist for shopkeepers before Diwali.
Merchant Guide
Bank server outages spike during festive evenings between 7 PM and 10 PM. Here is how to configure a dual-bank redundancy setup at your checkout counter to prevent lost sales.
Comparisons
Five ways to move money in India. They differ by speed, cost, limits, and use case. Here's the exact decision matrix.
International
UPI now works in 10+ countries. Tourists can pay Indian merchants from their phone, NRIs can receive rupees, and inbound remittances are getting cheaper.
Business
Run a restaurant with a separate Zomato account? Freelancer with 2 banks? Multi-brand business? Here's how to manage all your UPI QRs without mixing up payments.
UPI Guides
UPI is India's free, instant bank-to-bank payment system used by 400M+ Indians. Here's how it works, who's behind it, and why it matters.
Security
Fake UPI IDs, QR swap scams, 'collect request' fraud — here's how every common UPI scam works and the 5-second check that prevents 99% of them.
Customization
Make your UPI QR code on-brand: add a logo, pick the right colors, choose the right size for print and digital, and avoid the 3 mistakes that break scannability.